[shell_l_d]

wow, that is expensive, i thought it'd just be the natural fet cost (eg: hunter ivf cost sheet above). doh.

I just joined private health last month & am through smhp (super members health plan, which is thru gmhba), cheap.

Also phoned iselect (link in bb supported sites thread) & they suggested hcf for hospital cover, as have shorter wait for ivf & similar cost, but to stick with smhp (gmhba) for std extras. Eg: $153/mth i think up to $163/mth combined.