It seems this is a subject which comes up fairly regularly and to save us all repeating ourselves over and over someone has made the wonderful suggestion that we make a sticky post and include all our responses in that.
Now unfortunately I am unable to move or copy posts that we have done in the past into here, so I thought I would ask if everyone wouldnt mind posting again in here and then they will not have to post anymore, but anyone looking for that info can still find it quite quickly.
Thanks everyone!
PS. If you have posted before back in November,
here is the link, if you want to refresh on what you posted
Keen